In light of recent flooding that has caused catastrophic damage across much of the UK, the Royal Institute of Chartered Surveyors are advising businesses and homeowners to prepare for extreme weather in the future by creating flood plans to protect their properties.
‘Over the last decade, we’ve experienced at least one serious flood per year, and as our climate continues to change, we can expect to see further extreme weather. Even those that are currently in ‘negligible’ flood risk areas should consider making a flood plan as their ‘risk’ could change in the near future’ RICS Associate Director, Built Environment Alan Cripps FRICS
To find out if your business or home is situated in a flood risk area you can check the flood risk maps available at https://www.gov.uk/prepare-for-a-flood/find-out-if-youre-at-risk or by emailing email@example.com to get a flooding history of the land around your property.
If your property is in a flood risk area you will need to ensure that flood resilient measures are a priority within your flood plan.
A flood plan is a written document of how you as a householder or business owner will respond in the event of a flood. Things to incorporate within the plan are:
- Flood protection materials such as door and window guards, air brick covers, plastic containers to protect goods and furniture, the location of gas, electricity and water mains.
- Important contacts such as local authority emergency services, insurance company, tradesman and building services, supplier details.
- Flood resilient measures such as ensuring walls, floors, service intakes and drains are upgraded and strengthened.
According to the Association of British Insurers insurance claims for damage caused by floods in 2015 and early 2016 will reach £1.3bn with the average claim for damage costing £50,000. It is also important to ensure that your property is protected with the right insurance.
As one of the leading suppliers of surveying and home insurance services within the UK, our RICS registered chartered surveyors and insurance teams are experts in their field and can provide you with the most up to date advice and assistance in protecting your home or business in light of such events.