Tag: Personal finance

Banks favour borrowers with a 25% deposit

Banks are tightening their criteria for lending money to borrowers. Official figures show that they are shunning those with lower deposits in favour of people who have more money to put down initially.

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Posted by: Samantha Turner Categories: Economy, Finance, Uncategorized Tags: , , , , Comments Off on Banks favour borrowers with a 25% deposit

Property energy ratings – important or not?

Recent findings have revealed that only one in ten people consider a properties energy rating when hunting for a new home, a poor energy rating could end up costing you thousands of pounds extra per year in household bills.

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Posted by: Samantha Turner Categories: Energy, Latest News, Uncategorized Tags: , , , , Comments Off on Property energy ratings – important or not?

MMR – A year on.

A new report from Experian has revealed that almost all the people who planned to buy a property last year since the introduction of the governments new affordability rules, have failed to do so.

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Posted by: Samantha Turner Categories: Economy, Mortgages, Uncategorized Tags: , , , , , Comments Off on MMR – A year on.

Helping with financial difficulties

Most of us have been there at some point in our life, the recession and the raise of interest rates have meant that financial difficulty has been an issue across the UK. There is hope as positive news talks about … Continue reading

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Posted by: Samantha Turner Categories: Finance, Mortgages, Uncategorized Tags: , , , , Comments Off on Helping with financial difficulties

Personal insolvencies at lowest levels for a decade

The amount of people being declared as insolvent within Wales and England has dropped to the lowest it has been since the year 2005.

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Posted by: Leanne Halsey Categories: Finance, Latest News Tags: , , Comments Off on Personal insolvencies at lowest levels for a decade

1 in 10 of us will get a second job to cover the cost of Christmas

New research shows that 21.2 million people are looking at other ways to help them raise funds to pay for Christmas. According to a survey from Scottish Friendly, 1 in 5 Londoners will be looking for a second job to … Continue reading

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Posted by: Samantha Turner Categories: Economy, Finance, Uncategorized Tags: , , , , , Comments Off on 1 in 10 of us will get a second job to cover the cost of Christmas

Barclays prepares to launch ‘video call’ banking

Barclays customers are to be the first able to conduct face-to-face video calls with their branch’s advisers from the comfort of their own homes, in the latest consumer-orientated move made by lenders aware of the flourishing digital age the world … Continue reading

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Posted by: Leanne Halsey Categories: Finance, Technology Tags: , , , , , , Comments Off on Barclays prepares to launch ‘video call’ banking

Act now to take advantage of new stamp duty rules

In his Autumn Statement George Osborne announced some welcome news for homebuyers. Revealing a new graduated approach to stamp duty, Osborne has ensured the British public that 98% of homebuyers will be pay less duty on property purchases from today.

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Posted by: Nicola Severn Categories: Buying, Buying Property, House Prices, Industry News, Uncategorized Tags: , , , , , , 3 Comments