Tag: Savings

How could making mortgage overpayments affect your credit rating?

For many with mortgages, interest rates remaining static lately has been rather helpful. Low interest rates have meant that the mortgage market has been very competitive, and for many on a long-term low tracker rate it’s been quite beneficial.

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Posted by: Leanne Halsey Categories: Mortgages, Property Advice, Savings Tags: , , , , , , , , Leave a comment

Spiralling Rental Costs inhibiting young people from climbing onto Property Ladder

There is growing public clamour for the government to tackle the overpriced rental sector, as fresh figures have shown that housing costs for tenants are eating up the majority of their incomes. As such, they are toiling in their efforts … Continue reading

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Posted by: Leanne Halsey Categories: Latest News, Rental Market, Renting Tags: , , , , , Comments Off

Post Office research indicates that lowest earners in UK spend 40% more than their salary each year

The country’s bottom 20% of earners currently spend £1,910 more than their annual salary each year, whilst the UK’s top earning individuals on average have an excess of £18,680 at their disposal to save away every 12 months, official figures … Continue reading

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Posted by: Leanne Halsey Categories: Economy, Finance, Savings Tags: , , , , 1 Comment

21 million Brits missing a trick on shopping for better energy bills.

33% of Brits are concerned about their energy bills, yet 43% don’t prioritise shopping around for a better deal. The new ‘Be An Energy Shopper’ campaign is set to get the nation bargain hunting for a better deal on their … Continue reading

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Posted by: Leanne Halsey Categories: Energy, Environment, Industry News, Latest News, Savings Tags: , , , , , Comments Off

The potential rise in the UK Base rate, what effect will it have on mortgage & savings rates?

  Everywhere you look in the news at the moment, the topic of interest rates is present in full flow. Whether it’s the latest statement from Bank of England governor Mark Carney, or an emphatic announcement made by one of … Continue reading

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Posted by: Samantha Turner Categories: Finance, Mortgages, Savings, Uncategorized Tags: , , 1 Comment

Top financial tips for the New Year

With 2013 drawing to a close, UK citizens can reflect on an eventful financial year, with a revamped property market,  low interest rates and historic levels of debt all being key occurrences. The New Year is usually matched by new … Continue reading

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Posted by: Samantha Turner Categories: Finance, Latest News, Savings, Uncategorized Tags: , , 1 Comment

Is inflation having a negative impact on savings?

Despite a marginal fall in the Consumer Price Index (CPI) measure of inflation from 2.8% in July to 2.7% in August, inflation still continues to sit above the Bank of England’s target rate of 2%.

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Posted by: Jessica Odell Categories: Finance, Savings Tags: , , Comments Off

Saving into a pension: what do you need to know?

People can be put off the idea of starting a pension for many different reasons with less than a third of UK adults currently saving for their retirement. However, pensions aren’t just for older people. It doesn’t matter whether you’re … Continue reading

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Posted by: Samantha Turner Categories: Environment, Finance, Industry News, Latest News, Pensions, Savings, Uncategorized Tags: , , , , Comments Off